figfcu.com Blog http://www.figfcu.com/blog News from the figfcu.com Blog Credit unions expected to gain popularity in 2009 http://www.figfcu.com/page.php?id=384&src=blogrss CNBC.com columnist and nationally recognized credit expert John Ulzheimer predicts that consumers will rush to join credit unions in 2009. Tue, 30 Dec 2008 14:45:00 -0800 New credit card rules may not go far enough http://www.figfcu.com/page.php?id=380&src=blogrss New federal rules announced Thursday will limit how much companies can increase credit card interest rates, among other changes. However, the changes won't take effect until July 2010 and many consumer advocates feel that the new rules don't do enough to protect cardholders. Mon, 22 Dec 2008 09:15:00 -0800 The Fed pulled out the stops today to save the U.S. economy by slashing interest rates to just above zero http://www.figfcu.com/page.php?id=379&src=blogrss The Fed's move was unexpected and results in the 10th reduction in over the past 12 months. Tue, 16 Dec 2008 16:30:00 -0800 Enterprise Car Sales introduces "green" vehicle locator http://www.figfcu.com/page.php?id=377&src=blogrss Enterprise Car Sales has launched a new Web-based service that enables FIGFCU members to locate the most fuel efficient and "green" used vehicles available. Mon, 15 Dec 2008 07:45:00 -0800 Download branch and ATM locations to your GPS device http://www.figfcu.com/page.php?id=375&src=blogrss FIGFCU members with devices from Garmin or Tom Tom or other navigational systems can now easily download shared branch locations and CO-OP Network ATM locations to their devices. Mon, 08 Dec 2008 07:45:00 -0800 FIGFCU still lending as Fed adds $800 billion to bailout plan http://www.figfcu.com/page.php?id=371&src=blogrss Many banks have not yet resumed lending to consumers. However, FIGFCU continues to lend to its members without receiving any bailout funds. Mon, 01 Dec 2008 09:00:00 -0800 Can I have a 401(k) and an IRA? http://www.figfcu.com/page.php?id=368&src=blogrss The short answer is yes, you can. But there are a couple of things you should consider. Wed, 13 Nov 2008 14:42:00 -0800 Find better rates on savings and loans at credit unions http://www.figfcu.com/page.php?id=365&src=blogrss Gregory Karp, a writer for Tribune newspapers, says credit unions are a viable alternative to banks, Karp writes that, "As household budgets tighten, you may find better rates on loans and savings at credit unions." Why you may ask? Wed, 05 Nov 2008 13:50:00 -0800 FIGFCU Members can avoid ATM fees http://www.figfcu.com/page.php?id=363&src=blogrss According to a recent Bankrate.com survey, banks' ATM fees are at all time high. But FIGFCU members can avoid them if they use a CO-OP Network ATM. Tue, 04 Nov 2008 9:42:00 PDT Good Morning America: Consumers should check out FIGFCU http://www.figfcu.com/page.php?id=360&src=blogrss As big bank fees rise to an all-time high, Good Morning America encouraged consumers to consider credit unions as a cost-saving alternative on a recent segment titled "Bank Fees Out of Control." Fri, 29 Oct 2008 2:07:00 PDT U.S. News and World Report & MarketWatch: Credit unions are doing well http://www.figfcu.com/page.php?id=350&src=blogrss Five news organizations--including U.S. News & World Report and MarketWatch--published articles Tuesday and Wednesday pointing out that credit unions are doing well during the global financial crisis. Fri, 24 Oct 2008 9:00:00 PDT Your money is 100% protected at the Credit Union says Suze Orman http://www.figfcu.com/page.php?id=344&src=blogrss Suze Orman recently appeared on The Oprah Winfrey Show to explain how consumers can protect their assets in the midst of our current financial crisis. Tue, 21 Oct 2008 17:00:00 PDT Deposit Insurance Increased http://www.figfcu.com/page.php?id=303&src=blogrss Your Credit Union deposits are now insured up to $250,000 per member on individual accounts and an additional $250,000 per joint owner on joint accounts. And, each named beneficiary on pay-on-death (POD) and trust accounts is insured up to $250,000 per account owner. Fri, 3 Oct 2008 12:00:00 PDT FIGFCU and the Economy http://www.figfcu.com/page.php?id=301&src=blogrss The economy is much in the news lately. Some once solid financial institutions have either failed or been bailed out, and the bad news is probably not over. In times like these, we try to bring our members back to sound, fundamental investing and budgeting practices. Some of the more simple, yet invaluable, fundamentals would include saving regularly, paying bills on time, and not making impulsive spending decisions. Thu, 25 Sep 2008 12:00:00 PDT Your Insured Deposits http://www.figfcu.com/page.php?id=300&src=blogrss In light of the recent takeover of IndyMac Bank in southern California by the FDIC, we know some of our members, especially our larger shareholders (depositors) may be wondering about our overall financial condition. I am proud to say it's as good or better now than it was a year ago, and your deposits are very safe at FIGFCU. Fri, 11 Jul 2008 12:00:00 PDT