*Qualifying transactions must “post” to the designated account during the promotional period of 11/1/2016 to 1/31/2017. All purchases during the promotional period using above noted FIFCU Visa Credit Card, will qualify towards 0% (zero percent) rate. Cash Advance or Balance Transfer do not qualify for promotional rate. Purchases made prior to, or after the promotional period, will be subject to the standard “Par” rate for that Credit Card. The promotional rate will remain in effect until 1/31/18, and the account will still require minimum monthly payment (payments will have to be applied to balance accruing interest first). Any delinquent activity on this or any other FIFCU loan for the account holder or failure to keep Credit Union accounts in good standing will result removal of the 0% promotional rate and have the balances increased to current “par” rate. The promotional Qualifying Transactions may take two business days from the date of purchase to post. Member must be active and in good standing to be eligible for the promotional 0% rate. New accounts are subject to FIFCU approval and all other terms and conditions apply. Should any qualifying account holder not wish to keep an increased credit limit please contact the Credit Union. This offer is valid only for individual account holders (not per card), is non-transferable and cannot be combined with any other offer. Visa is a registered trademark.