Agency Secured Visa
Our Agency Secured Visa® is an easy way to be prepared for unexpected agency costs. There are no application or annual fees, plus, the application process is quick, so you get your money fast! You can even borrow up to 60% of your contract value.*
- Rates as low as 4.49% APR†
Apply online for an Agency Secured Visa.
†Contract Rates are Risk Based Priced using the applicant’s FICO® Score. Actual Rate for each particular Cardholder is specified in Credit Card Addendum. Qualifying low rate of 4.49% is based on a FICO® score of 720 or above. Cardholder may request a "Rate Review", limited to every six months and subject to prevailing rates.
*Credit Limits: $500 - $50,000 are based on credit approval and a secured amount up to 50% of Contract Value or 60% for DMs or qualifying agents. For all Agents: Loanable amount is 25% of contract value (minus encumbrances) if "Truck Exchange" commissions exceed 50% of "All Companies" commission. Should a UCC not be on file for a cardholder and their respective agency on another account, one will need to be filed upon the funding/opening of this Credit Line. At such time the prevailing rate/cost for filing a UCC will be assessed against the cardholder.
APRs, and Penalty APRs are current as of 05/08/2013 and are subject to change. Full terms and conditions
NEW: Get Cash For Points!
You can now add Cash to the list of rewards you can get with this card. Along with low rates, you’ll get points for everyday purchases, which you can redeem for CASH.
Plus, you get:
- Rates as low as 10.99% APR+ on purchases, balance transfers**, and cash advances
- Travel Accident Insurance of up to $1,000,000 in coverage
- Travel Assistance: Including help with lost luggage and even legal counsel
- Personal ID Theft Coverage: Assistance and reimbursement up to $5,000 for certain losses resulting from ID theft
- Overlimit Coverage
- Credit Rewards Program: Earn 1 point for every $1 you spend. Redeem points for travel, merchandise, and now Cash! Click here to learn more.
Whether you have no credit or bad credit, the Visa Blue will help you build it back up. Your credit card is secured by the shares in your Savings account*, giving you a risk-free way to charge purchases.