Agency Loans

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As down payment on Commercial Property

When it’s time to move to new office digs or simply refinance your current space, our loans can help. Borrow up to 75% of your contract value and get the added bonus of no closing costs on the contract value portion of your loan.

  • Rates as low as 5.24% APR
  • Up to a 7-year term
  • Easy application process so you get your money quickly
  • Term only applies to Commercial Real Estate purchase and/or refinance

Apply now

Agency Secured Loan

These loans are designed to help Farmers agents borrow against their established contract value and get our lowest agency loan rates. And we make the application process quick and easy, so you get your money faster.

  • Rates as low as 5.24% APR+
  • Borrow up to 60% of your contract value3
  • Up to a 7-year term

Apply now

Agency Secured Line of Credit

While you can’t anticipate the unexpected, you can be prepared for it. And, if you have established contract value, you may qualify for a line of credit, which you could access anytime for unplanned agency costs.

  • Borrow up to a maximum of $50,0004
  • Get a rate discount with Folio Direct Deposit
  • Rates as low as 5.99% APR+

Apply now

Agency Acquisition Loan

Thinking of buying an agency? The Credit Union makes the agency purchasing process simple.

  • Borrow against your contract value (up to 75%) with rates as low as 5.24%9

Need more money?

  • Get an Agency Acquisition Loan with rates as low as 9.49% APR
  • Borrow up to $100,000
  • Terms up to 84 months
  • Easy application process means you get your money quickly

Additional Information

As contract value is acquired annually on the agency purchased, the newly available CV (or 20% annually of the CV on the agency purchased) will be converted to a new CV loan, saving you even more money.

  • No collateral required
  • No prepayment penalty
  • No application fee
  • No annual fee

View rates

Apply now

For any of our agency loans you can Apply online or complete our All Purpose Loan Application, and mail it or bring it to your local Credit Union branch.


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National Credit Union Administration

This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

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© 2019 Farmers Insurance Group Federal Credit Union.

All rights reserved.

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