Some months are harder than others to make ends meet. Don’t worry. You can extend your qualifying loan payment when you find yourself in a monetary pinch. If you’re looking for a convenient way to free-up cash, take the month off! Use our easy online process and put money in your pocket.
- $40 service charge per loan extended.
- Submit your request at least 5 business days before your loan payment is due
- One extension per qualifying loan per year
- Requests must be received by 12 p.m. PT on the last day of the month
Please enter your member number and the last four digits of your Social Security Number (SSN)
*Extended Payment requests are not guaranteed and are subject to eligibility. Some restrictions apply. Some loans may not be eligible. If you choose to extend a payment set up through Direct Deposit, Folio deductions, or automatic payment, the payment amount will be deposited to your Membership Savings account within 5 business days after the scheduled payment date. Please be sure to send your request at least 5 business days before your loan payment is due. To qualify for this Extended Payment offer, loans must meet the following criteria: (1) Loan must have been opened/funded for more than 6 months, (2) Current payment must be greater than $75/month, (3) No late payment in last 6 months / no payment skipped/extended for this loan in the past 12 months, (4) All Credit Union loans must be in good standing (5) Student Loans, Commercial Real Estate Loans, home loans, home equity loans or lines of credit, certificate secured loans, credit cards, and signature lines of credit DO NOT qualify, and (6) Loans with 0% APR DO NOT qualify. There is a $40 fee for extending a qualified loan payment.
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