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Vehicle Loans

Big wheels, small wheels, no wheels. We’ve got you and your ride covered.

No matter what your mode of transportation, think savings and convenience. Our Vehicle Loans have you covered with competitive rates and the ability to make your payments via payroll deductions. We even offer the same loan rates whether you are buying a new or used vehicle.

Use our Credit Union Vehicle Loans for:

  • New and used automobiles
  • Recreational vehicles including:
    • Motorcycles
    • Motorhomes/travel trailers
    • Boats
    • Jet skis

Apply now and get rolling.

Car Buying Service

The Car Buying Service, powered by TRUECar™, helps you shop for your next vehicle with confidence — it shows you what others paid for the car you want, and helps you locate Certified Dealers in your area, for a hassle-free car shopping experience.

  • Auto Loan rates as low as 1.24% APR† when you use this free service
  • Get exclusive Credit Union member discounts on new and used vehicles
  • Average guaranteed savings** of $3,279* off MSRP on new cars

Start shopping — Car Buying Service

Additional Information

Lienholder Information Sheet

†APR=Annual Percentage Rates. Rates shown are our preferred rates based on credit worthiness and a 0.50% Direct Deposit/Folio Direct Deposit discount, if applicable, and a 0.25% discount when you purchase through the Car Buying Service. Financing available up to 130% of the Purchase Price, including tax, license, warranties and negative equity on a trade for qualified borrowers. Please speak with a Loan Representative for complete details and qualifying criteria. Rates and terms are subject to credit approval, are subject to change at any time and without notice. All values are determined by the Credit Union using either vehicle cost or Kelly Blue Book/NADA, whichever is lower. Other rates and terms are available.

*Between 7/1/15 and 9/30/15, the average estimated savings off MSRP presented by TrueCar Certified Dealers to users of the TRUECar program, now being offered by the Car Buying Service, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2015, was $3,279. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer's trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Neither TrueCar nor the Credit Union brokers, sells or leases motor vehicles. 

TrueCar operates this information website ("Service") featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations.

** Guaranteed Savings not available in all states. In these states, a Target Price is shown, which is a market-based example of what you can reasonably expect to pay for your vehicle as configured. Your configured vehicle may not be available or in-stock at the Certified Dealer.

TrueCar does not broker, sell or lease motor vehicles. Each Certified Dealer sets its own pricing, and will confirm actual vehicle availability from in-stock inventory, including options and color choices.

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This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

© 2017 Farmers Insurance Group Federal Credit Union.

All rights reserved.