You're Now Leaving Farmers Insurance Federal Credit Union

Please note that:

  • You are leaving the Credit Union's website.
  • You are about to visit a website not operated by the Credit Union.
  • The Credit Union is not responsible for the content of the website you are about to visit.
  • The Credit Union does not represent you or the website you are about to visit, should you enter into a transaction together.
  • Privacy and security policies of the website you are about to visit may differ from those practiced by the Credit Union.
Please wait...

Call me

Simply provide your name and phone number and we’ll give you a call.

Agency Loans
We’ve got our agents’ backs.

Agency Secured Loan

These loans are designed to help Farmers agents borrow against their established contract value and get our lowest agency loan rates. And we make the application process quick and easy, so you get your money faster.

  • Rates as low as 3.99% APR+
  • Borrow up to 60% of your contract value3
  • Up to a 12-year term

Learn more about Agency Secured Loans

Agency Secured Line of Credit

While you can’t anticipate the unexpected, you can be prepared for it. And, if you have established contract value, you may qualify for a line of credit, which you could access anytime for unplanned agency costs.

  • Borrow up to a maximum of $50,0004
  • Get a rate discount with Folio Direct Deposit
  • Rates as low as 4.99% APR+


Commercial Real Estate (CRE) Loans

Stop putting money into someone else’s pocket. Buy your office space with a Farmers Insurance Federal Credit Union CRE. You can borrow up to 75% of your Contract Value toward the down payment on new office space or for refinancing your current building. Both fixed and variable rates are available (depending on your qualifications) on loans from $50,000 to $5,000,000.

  • Amortization up to 25 years.
  • Fixed-rate terms up to 10 years.
  • Minimum 20% down payment required.
  • Investment property financing available for members only (rates and terms are subject to property type and leases).
  • Loan costs - 1% origination fee, $150 upfront fee, and 3rd party fees including appraisal, environmental, title/escrow, etc.

Learn more about Commercial Real Estate Loans

Agency Loans

As downpayment on Commercial Property

When it’s time to move to new office digs or simply refinance your current space, our loans can help. Borrow up to 75% of your contract value and get the added bonus of no closing costs on the contract value portion of your loan.

  • Rates as low as 3.99% APR+
  • Up to a 15-year term
  • Easy application process so you get your money quickly
  • Term only applies to Commercial Real Estate purchase and/or refinance

Apply online or complete our All Purpose Loan Application, and mail it or bring it to your local Credit Union branch.

Agency Acquisition Loan

Thinking of buying an agency? The Credit Union makes the agency purchasing process simple.

  • Borrow against your contract value (up to 75%) with rates as low as 3.99%9

Need more money?

  • Get an Agency Acquisition Loan with rates as low as 7.99% APR
  • Borrow up to $100,000
  • Terms up to 84 months
  • Easy application process means you get your money quickly

View rates

Learn more about Agency Acuisition Loans

Smart Office Loan

Our exclusive low-rate Smart Loan puts your Agency on the Smart Office path.

  • Purchase signage, renovate your office, or hire more staff
  • Rates as low as 6.99% APR+
  • Loan terms from 6 months to 5 years
  • Easy application process means you get your money quickly

View rates

Learn more about Smart Office Loan

Vehicle Loans

How are you getting to all of your customer appointments? What about your staff? Finance one or more vehicles with your Credit Union. Whether you are using a car, a boat or a motorcycle, we can get you there in style.

Learn more about Vehicle Loans


This Credit Union is federally insured by the National Credit Union Administration. This Credit Union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status.

© 2017 Farmers Insurance Group Federal Credit Union.

All rights reserved.